325 employees in 7 locations worldwide Systems installed in 38 countries, processing over 200 million accounts across six continents Markets include banks, finance companies, retailers, telecommunications, utilities and oil companies Creators of world-renowned VisionPLUS, which efficiently handles bankcard, private label and consumer loan products in one system CardPac, first offered in 1983, although no longer supported,is still widely installed today! ABN Amro Bank American Express ANZ Banking Group, Ltd. Bank of China Citibank International Colonial State Bank DBS Bank Electronic Data Services GE Industrial and Commercial Bank of China National Australia Bank Limited National Bank of New Zealand Samsung Telstra WestPac Trust ABN Amro Advanced Financial Technologies Akbank American Express Arab Financial Services Cahoot Edgars Stores, Ltd. Emirates Bank International Experian Finplus/Cofinoga Foschini Data GE Global Consumer Finance HDFC Bank, Ltd. Household, International ICICI National Bank of Greece PIC Solutions Saudi Hollandi Bank State Bank of Mauritius Topics Truworths Limited Woolworths ABN Amro American Express Argencard Bancafe Bancared S.A. Banco Bradesco Banco Credito Del Peru Banco Del Comercio de Cosa Rica Comercard Banco do Brasil Banco General do Panama Banco Latino del Peru Banco Mercantil Banco Popular do Puerto Rico Banco Santander Central Hispano del Peru Banorte C & A Modas, Ltd. Certegy/Equifax/Unissa Corp Banca Credibanco/Unibanco/Fininvest CSU Cardsystems Dorians GM Group Kismet Department Stores NEXUS, S. A. Orbitall Servicios Liverpool Transbank, S. A. Unibanca Unibanco, S. A. American General Finance American Express Aristar Army & Airforce Exchange Svcs. Bank of Louisiana Barbados National Bank Bear Creek The Belk Center, Inc. Boscov’s Department Stores Cato Corporation Citibank International Commonwealth Bank Dillard Department Stores Fingerhut Corporation Finity First Virginia Services FISERV Firstar Information Services GE Global Consumer Finance Household, International Hudson’s Bay Company IKON Capital MBNA America Jan Bell Marketing Neiman Marcus NOVA Information Systems Penn Security Bank and Trust Co. Popular Club Plan Royal Bank of Trinidad/Tobago Saks, Inc. Sears Roebuck & Co. Shopper’s Charge Accounts, Co. Simmons First National Bank Star Technologies Talbots, Inc. Toronto Dominion TransAmerica Verizon The ability to differentiate themselves in the marketplace Flexibility in design of products and programs Speed-to-market with new product offerings A superior product in VisionPLUS Cost reductions Risk containment The benefits of continuous investment in VisionPLUS The Bankcard Associations have announced that as of January, 2005, there will be a liability shift to issuers and acquirers that are not EMV compliant. PaySys is ready. Regional compliance is developed in Orlando and delivered twice a year Contains a mix of mandated changes and optional amendments MasterCard solution is IPM compliant Acquisition Activation Retention Risk Management Operating Cost Reduction